This is the ratio in which your total income should be distributed to make sure you are on the right path. If this does not look like your current situation you might have to reorganize your financial situation and get on a game plan!
Spend no more than 35% of net income on housing expenses. (This includes mortgage or rent, utilities, insurance, taxes, and home maintenance)
Spend no more than 20% of net income on transportation. (This includes car payments, insurance, license, maintenance, gas and parking.)
Spend no more than 20% of net income on all other expenses. (This Includes Food, enertainment, clothing, all entertainment and leisure activities, child care, medical health expenses)
Spend no more than 15% of net income on any type of debt. (Including Loans, Credit cards, any other type of liability or debt)
Save at least 10% of you income. This is the most important category. If you can scrape by anywhere else and maximize your savings it will pay off in the long run.
-How Money Works, secrets to financial success.